Non-Recourse Receivables Purchase
Non-recourse receivables assignment allows you to convert outstanding receivables into immediate liquidity, fully transferring the risk of debtor default. Thanks to this solution, you can instantly improve cash flow without waiting for customer payment terms, while also benefiting from significant tax advantages, including the deductibility of recovery costs and the ability to offset potential losses.
Immediate Liquidity with Zero Default Risk
Unlike recourse assignment, under a non-recourse arrangement the risk of non-payment is not borne by you. Once the receivable has been assigned, you are no longer liable for the debtor’s default.
This solution is particularly suitable when a receivable is difficult to collect or no longer recoverable, allowing you to convert problematic credits into immediate liquidity.
It is most commonly used for receivables from domestic or international customers, especially for significant or recurring amounts, and when additional resources are needed to support investments or growth projects—while reducing exposure to risk on key clients.
Improved Balance Sheet Quality
You remove unwanted receivables from your balance sheet, enhancing the perceived solidity and financial strength of your company
Immediate Liquidity
You turn receivables into immediately available resources, without waiting for customer payment terms.
Controlled Risk
You eliminate the risk of non-payment and reduce financial exposure, protecting the stability of your cash flow.
Simplified Management
You reduce the internal workload related to receivables and streamline administrative and financial processes.
How it works
A clear, assisted, and tailor-made process
With Aletheia, receivables assignment is structured according to the characteristics of the credit and the quality of the available documentation. The process includes credit assessment, document verification, and structuring of the non-recourse transaction, with full management of the stages through to completion, in line with principles of consistency, transparency, and operational integrity.
Why Choose Aletheia
Expertise, Network, and Tangible Support
The credit management service is carried out through a structured approach based on the collection and analysis of reliable information. Each operation is defined according to the specific characteristics of the receivable, following consistent and verified criteria.
- A dedicated operational contact person
- Documented preliminary assessments
- Support across the various operational stages
- Confidential handling of all information
Continuous support is provided throughout all stages of the service.
- We are available 24/7, whenever you need us.
Do you want to clean your balance sheet of bad debts?
Speak with an Aletheia advisor and assess whether non-recourse receivables assignment is the right solution for your business.